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We are a financial institution offering consulting and guidance on investment decisions for individuals based in Canada

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Even a very experienced and well informed investor will never make his or her own investment decision alone.

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You give us a call at 780-593-2420 or send an email to info@m38a1.ca or contact us via the form.

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3 fastest growing companies on NASDAQ

In order to grow fast, a company must have accelerating and extended sales and earnigs growth; they must have a good business model that can solve problems. The management of the company must be good. Here are the 3 fastest growing companies on NASDAQ.

FireEye Inc. (FEYE)


It has a $3.4 billion market cap.It is a cyber security leader today. It provides virtual-machine based security platform. More than 95% of FEYE’s customer evaluations have identified malicious activities that came from outside. They can even stop outbound theft of valuable intellectual property. Initially, the company’s stock price struggled due to high valuations and the lack of financial discipline. As they have a new CFO now, the financial discipline has returned to the company. Last year, for the first 9 months, the operating cash flow was +$28 million. There revenue growth was 55% for the first 9 months of last year. The gross margin of FEYE is expected to be 72%-74%.

Martin Marietta Materials (MLM)


This has a $9.2 billion market cap. It is one of America’s premier suppliers of aggregates, that is, sand, crushed stone and gravel. MLM has significant pricing power due to the localized nature of the aggregates industry and the high cost and political obstacle of building new quarries. During the third quarter of 2015, MLM’s gross margin increased by 480 basis points to 77% year-over-year. The prices of aggregates are expected to rise by 4% annually.

GoDaddy Inc. (GDDY)


It has a $5.2 billion market cap. It is the premier holder of the digital real estate. It is also the leading hosting provider for small businesses and individuals. It has 13.6 million customers and an inventory of more than 61 million domain names. For the year 2015, the company had revenue growth of 16%. It is expected that in the long run, the company revenue will continue to grow at 15%.

These companies are expected to grow more in the future. The other companies who are falling behind must look into the management style and other aspects of these companies and learn from them in order to move forward.


4 things to keep in mind before investing in the market

The market is volatile; you should be careful when making an investment decision. Here are some of the important things you should consider before making an investment decision.

1. Draw a personal financial roadmap

Sit down and take a good look at your financial condition. Identify your goal and risk tolerance. It is better to do this with the help of a consultant. There is no guarantee that your investment will become a profitable venture. But if you plan intelligently, then you can gain financial security over the years.

2. Evaluate your comfort zone in taking on risk

There is some risk in every investment. If you are thinking of investing in stocks or bonds, make sure you understand all the terms and conditions before investing on them. If you take greater risk, you will get more potential return. If you have a financial goal with a long time horizon, then there is more chance of making money by investing in asset categories with greater risk. For short-term financial goals, cash investments are better.

3. Consider an appropriate mix of investments.

The investment returns move up and down under various market conditions. By investing in multiple asset categories, an investor can minimize the risk of losses. So, you will get a smooth return on investment. If you incur loss in one type of investment, you will make profit in another; so your loss will be neutralized.

4. Avoid situations that can lead to loss

Scan artists often use a much publicized news item to attract investors. They do everything to make their opportunity sound more legitimate. You must do necessary research and checks before investing in anything.

Investment is a huge decision; it involves risk. You should not take such decision alone. You should talk to your family members and friends before investing. You should also take help from a professional in this area before investing in any venture.


5 reasons why it is a good time to invest in real estate

There are lots of opportunities for investing in real estate this year. Here are the reasons why it is a good time to invest in real estates.

1. Interest rates of mortgage are low

The mortgage interest rates are low now, so it’s a good time to take loan for buying a house. The monthly repayments will be easy to make.

2. High volume of foreclosures

Due to the downturn of the real estate market few years back, the former homeowners have been displaced due to foreclosure. So, there are many renters in the market. Investors can now buy rented properties, and so don’t have to pay any mortgage payment.

3. Real estate prices are at a low

Real estate is cheap now in many areas. For most people, housing is the biggest expense; so, you may consider relocating to a place where you can get a good property at a reasonable price.

4. The short sale market

The short sale market has created great opportunities. It lets you get a non-foreclosure home at a good price. Short sale is a better option than foreclosure; as with foreclosure you don’t know the background of the previous owner.

5. Real estate is a very good long-term investment

Real estate is a good long-term investment. It is valued much higher than it was years back. It is a very profitable investment.

If you decide to invest on real estate, talk to an investor consultant. He or she will help you to look through possibilities and help you take the right decision.